Tag Archives: car buying tips

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Save Yourself A Sting: Do This Before Buying Your Next Car

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When you’re looking at getting a new car, you’ve always got a range of options. Whether you’re planning on buying or leasing, going with something new or used, you should always be careful. Cars are a big expense. And when you’re planning on spending a lot of money on something, you need to be sure that it’s not going to come back and bite you. Unfortunately, it’s quite a common occurrence to be stung on big purchases, like cars. So whether you’re buying your kid their first car, or upgrading what you’ve got, here’s what you need to do to ensure you get a good deal.

Do Your Research

The second that you decide you might like to get a new car, there’s one thing you have to do first. And that’s research. It’s so easy to start looking into models and prices, but before you jump the gun, you’re going to want to get some research in first. Find out what models are the most reliable, or most efficient, or whatever priorities you have – just make sure you read up. You can find a lot of information online that can help you to create a shortlist of some of the cars you might like to consider.

Shop Around

When you’ve got your facts in line, you should then think about shopping around a bit. Because you could end up being stung on the cost of a certain car if you’re not able to consider if the price is right or not. At the same time, when you shop around, you can start to compare some of the models on your shortlist. Although you may have had a specific model in mind to start with, as you do your research and consider things more carefully, sometimes you discover it may not be quite what you need after all.

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Read Recommendations

And it’s for that particular reason that you definitely need to be reading recommendations. Not just for the particular model you’re looking at, but dealerships too. This website tells you all about lemon law. It’s important that you find a reputable place to buy from if you want your purchase to be issue-free. If not, you may find that you need to bring the lemon law into action!

Take A Test Drive

Even after you’ve done your research, taken a look at the different models available at different dealerships, and found a place that you’re sure if going to be reliable, still don’t set your heart on anything. Before you do, ensure that you take a test drive. Because you can often find that test driving a car leads you to feeling completely differently about a car.

Read The Fine Print

And finally, when you do decide on the perfect car, you need to ensure that you read everything carefully. Whether you’re buying new or used, you may find that you have some paperwork to sign. This will definitely be the case when you’re leasing or getting the financial option. And you need to know what you’re agreeing to. By ensuring that you read the fine print, you could save yourself from a potential sting.

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Beyond The Price Tag: Working Out The True Cost Of Your Car Purchase

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Buying a car is a huge decision, not least on a financial front, which is why every driver should be committed to getting it right. While finding a suitable vehicle that won’t break the bank is one thing, the choice of model is only one factor for making a smart decision.

If you can haggle on the price, that’s great. However, there are many contributing factors to the overall cost of car ownership, and you must take them all into account. Here are five of the most crucial elements.

Repayment charges. Most people aren’t in a position to pay for their car outright. Therefore, the price you see isn’t always the price you’ll pay overall. Learn to understand repayment at auto.loan, and you’ll be in a far stronger position to make your choice. If you’re upgrading from an older car, you must also factor in the part-ex price. After all, that asset could go a long way to reducing the financial strain.

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Running costs. Boasting a beast with a big engine might provide an initial sense of excitement, but it could also result in greater gas consumption. On a similar note, overly big and weighty vehicle will cost more to run than smaller ones. Given that there are now dozens of brilliant superminis and other modest sized vehicles on the market, you’d be a fool to go unnecessarily large. Keep it as small as your lifestyle allows, and the long-term costs will fall.

Replacement parts. All cars need a little TLC from time to time. Opting for a standard manufacturer like Ford will ensure that new parts and repair jobs are far cheaper. When opting for an old car, you also need to think about the tech upgrades that may make driving safer. With this in mind, opting for a car that’s 20 years old could be counterproductive. As long as you consider the long-term needs as well as the immediate budget limitations, you should be just fine.

Insurance cost. After the purchase itself, the biggest cost is likely to revolve around insurance.  Regardless of the vehicle, you should always search for the best coverage and package. This is easier than ever thanks to online price comparison websites like thezebra.com. Conversely, overlooking the need to consider insurance could see you taking on a far greater expense than you imagined. Tax and other additional costs should be factored in too, but insurance is king.

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Resale price. For most drivers, it’ll only be a few years before a newer car is wanted. Depreciation rates can be rapid, which is why you should look for cars that hold value. Of course, this won’t be the top item on your agenda, but it is something worth considering. After all, making a smart decision now will put you in a stronger position when it comes to upgrading. The knock-on effect could have a telling impact for the rest of your life.

So, as you can see, the cost of car isn’t all about the price displayed in the showroom. Cover all the bases, and you’ll become a far happier owner.

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4 Reasons Why Buying Used Is Always Better

Buying a car is always an exciting time. Once you’ve got enough money for a deposit and good enough credit rating to take out a low interest (or zero interest) loan for your vehicle, the exciting part begins; choosing one. If you’ve got a decent amount of money saved up then you might be thinking about buying a new car. After all, all the latest safety features and technology are only installed in new cars and if you want to be the talk of the neighbourhood, then you have no choice but to purchase a new vehicle to stand out.

There are, however, some clear reasons why buying a used car is always going to be better than buying a used one.

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  1. Some old models and cars are too good to pass up

One of the biggest advantages of buying used cars is the amount of variety available. If you want a classic vehicle such as the 1961 Jaguar E-Type or even a 1969 Chevrolet Camaro, then you’re going to have to buy them used. For a car enthusiast, buying used is often the way to go. Appreciating older vehicles is something that not everyone can get used to, but if you want the best variety in car makes and models, then a used car dealership is going to give you far more excitement than a branded new car dealership.

  1. It’s cheaper overall to buy a used car

Used cars are obviously far cheaper. There are, however, some hidden costs of owning a used car. Most of these hidden costs are related to increased insurance premiums and maintenance costs, however. For instance, an old car is probably going to need more repairs and it will have worse fuel efficiency than a newer car. If you need to replace the parts inside of an old car, then there’s a chance that you need to order in custom made parts specifically for your vehicle because it’s difficult to repair. However, once you factor in these potential costs (they don’t happen often unless you buy a niche vehicle) it’s still cheaper than buying a new car from a licensed dealership.

  1. Useless technology and extras on new cars

Many new vehicles come with useless technology that isn’t needed, especially if you’re a relatively safe driver with some experience. This results in having to pay a lot of extra money for features that you personally don’t use. This can be demoralising for anyone that buys a new vehicle. The overwhelming number of buttons and dials can be frustrating, and not everyone appreciates LCD touch screens that can be used to control their car’s functions.

  1. Avoiding unnecessary fees

Lastly, we can’t forget about unnecessary fees when buying a new car. When you purchase a new car at a licensed dealership, you need to think about additional fees such as processing, advertising and potentially even customisation fees for when you custom-order a car from their website or dealership. Some of these fees can total to several hundred, making them an unnecessary expense that will eat into your budget.