Tag Archives: buying advice

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Make Sure That You Make The Right Choice When Buying Your Teenager’s First Car

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It can often be a pretty scary prospect when the time comes for your teenager to get behind the wheel of a car on their own for the first time. Sure, they’ve passed their test, and you know that you can trust them, but that doesn’t make it any less nerve-wracking. This is especially true when you’re trying to find the perfect first car for them. After all, you want something reliable and safe, but you don’t want to end up paying out the nose for something when they don’t have that much experience out on the road. Finding the right car for your teenager isn’t always easy, but if you follow these simple pieces of advice, you can be sure that you make the right choice.

Don’t overspend

It can be pretty tempting for a lot of parents to get the best car for their teenager so that they can be sure that they’re as safe and secure as possible. This is an understandable perspective, but the reality is that the chances of your child getting in an accident on the road are never higher than in the first year or so. Because of this, it’s far better to go for a cheaper car that they can get into little bumps and scrapes without it being a total disaster. Similarly, newer and more valuable cars often have much higher insurance rates. No matter what kind of car you do choose, make sure to check out sites like cheapautoinsurance.co.uk to get the best deal on your child’s insurance policy. Over time their premiums will decrease, but it’s a good idea to get the best possible deal right at the start.   

Less is more

For a lot of teenagers, the desire for a powerful first car is pretty strong. After all, they want to make the most of their new found freedom as well as the status that having their own car affords them. Of course, most of us know all too well just how dangerous that kind of attitude can be when a young person is behind the wheel of a powerful car. Sticking with vehicles that have smaller engines is a much better idea because it takes away a great deal of that temptation from your teenager so that they are able to stay safe on the road. It also lowers things like insurance premiums and tax on the car so that you’re able to avoid paying more than you need to. After all, the first year of driving is not the time when someone needs a big powerful engine under to bonnet of their car.

When it comes down to it, the most important thing that you can do when buying your teenager their first car is to trust them. It’s never easy to give them the independence that they need, but there comes a time in every parent’s life when they have to let go and let their kids get out into the world on their own. At least you can rest easy knowing that the car that they’re driving is as well suited to them as possible.

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Beyond The Price Tag: Working Out The True Cost Of Your Car Purchase

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Buying a car is a huge decision, not least on a financial front, which is why every driver should be committed to getting it right. While finding a suitable vehicle that won’t break the bank is one thing, the choice of model is only one factor for making a smart decision.

If you can haggle on the price, that’s great. However, there are many contributing factors to the overall cost of car ownership, and you must take them all into account. Here are five of the most crucial elements.

Repayment charges. Most people aren’t in a position to pay for their car outright. Therefore, the price you see isn’t always the price you’ll pay overall. Learn to understand repayment at auto.loan, and you’ll be in a far stronger position to make your choice. If you’re upgrading from an older car, you must also factor in the part-ex price. After all, that asset could go a long way to reducing the financial strain.

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Running costs. Boasting a beast with a big engine might provide an initial sense of excitement, but it could also result in greater gas consumption. On a similar note, overly big and weighty vehicle will cost more to run than smaller ones. Given that there are now dozens of brilliant superminis and other modest sized vehicles on the market, you’d be a fool to go unnecessarily large. Keep it as small as your lifestyle allows, and the long-term costs will fall.

Replacement parts. All cars need a little TLC from time to time. Opting for a standard manufacturer like Ford will ensure that new parts and repair jobs are far cheaper. When opting for an old car, you also need to think about the tech upgrades that may make driving safer. With this in mind, opting for a car that’s 20 years old could be counterproductive. As long as you consider the long-term needs as well as the immediate budget limitations, you should be just fine.

Insurance cost. After the purchase itself, the biggest cost is likely to revolve around insurance.  Regardless of the vehicle, you should always search for the best coverage and package. This is easier than ever thanks to online price comparison websites like thezebra.com. Conversely, overlooking the need to consider insurance could see you taking on a far greater expense than you imagined. Tax and other additional costs should be factored in too, but insurance is king.

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Resale price. For most drivers, it’ll only be a few years before a newer car is wanted. Depreciation rates can be rapid, which is why you should look for cars that hold value. Of course, this won’t be the top item on your agenda, but it is something worth considering. After all, making a smart decision now will put you in a stronger position when it comes to upgrading. The knock-on effect could have a telling impact for the rest of your life.

So, as you can see, the cost of car isn’t all about the price displayed in the showroom. Cover all the bases, and you’ll become a far happier owner.

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The Essentials You Need to Check When Buying a Used Car

Buying a used car is often the best choice for a new driver. In fact, however long you’ve been driving, it could be argued that a used car is still the best option. However, it isn’t as simple as seeing a car you like and buying it straight away. There’s a lot you need to check. Here are some of the essentials you need to look at before making any commitment to buy.

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Insurance

Insuring your new car is crucial and must be done before you drive it. However, if you are a new driver your insurance premiums can be expensive and which car you chose could affect the costs massively. Check out Amistad Insurance Services for some advice and compare quotes for different vehicles.

Paintwork

While paintwork isn’t critical to the running of the car or the most important thing to check, it’s certainly worth having a look at. Paint repairs and touch-ups can be expensive, and you want your new car to look great. Paintwork is also a key indicator of how well the car has been looked after. Just think, if the things you can see don’t look great, what is there that you can’t see?

Under the Hood

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When it comes to looking under the hood, you want to check the fluid levels and also the level of dirt and grime under their caps as well as making sure everything is in the right place and showing no signs of damage.

Outside

Have a walk around the car, check that the tires show only normal wear and tear and that there is good tread depth. Make sure the door panels join correctly and that there aren’t any noticeable dents in the exterior.

In the Cabin

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Inside the car, you will want to check the electrics. The best way to do this is to try everything. Turn the radio on, use the screen wipers, roll the windows down and activate on the heating. Press every button there is to make sure it’s in full working order.

Documents

When buying a used car, you need to make sure it has the correct documents before the sale goes through. You’ll need the car registration details and MOT certificates. You should also make sure the car and license plate match those on the registration documents and that you are buying from its registered keeper if it’s a private sale.

History

Ask about the car’s history and make sure there are records of any work that has been done. You want MOT certificates, service reports, invoices from any other work and insurance forms from any claims made. Check to make sure any issues brought up on the MOT have been fixed since. If they haven’t, it should be reflected in the asking price.

Space

Both cabin and trunk space are incredibly important. They might not seem it, but imagine making a long journey is a car you haven’t got space to stretch out in. While you are checking the electrics, adjust the seats and make sure you have plenty of space for comfort. When it comes to the trunk, it depends on what you need. Do you have a family? Do you travel a lot? Or will your trunk only ever be used for the shopping?

Buying a used car is incredibly exciting. But, don’t get carried away. Carry out these checks to make sure your new car doesn’t turn out to be a waste of money that needs replacing or expensive repair worth in a few months.