Tag Archives: buying advice

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Save Yourself A Sting: Do This Before Buying Your Next Car

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When you’re looking at getting a new car, you’ve always got a range of options. Whether you’re planning on buying or leasing, going with something new or used, you should always be careful. Cars are a big expense. And when you’re planning on spending a lot of money on something, you need to be sure that it’s not going to come back and bite you. Unfortunately, it’s quite a common occurrence to be stung on big purchases, like cars. So whether you’re buying your kid their first car, or upgrading what you’ve got, here’s what you need to do to ensure you get a good deal.

Do Your Research

The second that you decide you might like to get a new car, there’s one thing you have to do first. And that’s research. It’s so easy to start looking into models and prices, but before you jump the gun, you’re going to want to get some research in first. Find out what models are the most reliable, or most efficient, or whatever priorities you have – just make sure you read up. You can find a lot of information online that can help you to create a shortlist of some of the cars you might like to consider.

Shop Around

When you’ve got your facts in line, you should then think about shopping around a bit. Because you could end up being stung on the cost of a certain car if you’re not able to consider if the price is right or not. At the same time, when you shop around, you can start to compare some of the models on your shortlist. Although you may have had a specific model in mind to start with, as you do your research and consider things more carefully, sometimes you discover it may not be quite what you need after all.

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Read Recommendations

And it’s for that particular reason that you definitely need to be reading recommendations. Not just for the particular model you’re looking at, but dealerships too. This website tells you all about lemon law. It’s important that you find a reputable place to buy from if you want your purchase to be issue-free. If not, you may find that you need to bring the lemon law into action!

Take A Test Drive

Even after you’ve done your research, taken a look at the different models available at different dealerships, and found a place that you’re sure if going to be reliable, still don’t set your heart on anything. Before you do, ensure that you take a test drive. Because you can often find that test driving a car leads you to feeling completely differently about a car.

Read The Fine Print

And finally, when you do decide on the perfect car, you need to ensure that you read everything carefully. Whether you’re buying new or used, you may find that you have some paperwork to sign. This will definitely be the case when you’re leasing or getting the financial option. And you need to know what you’re agreeing to. By ensuring that you read the fine print, you could save yourself from a potential sting.

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Make Sure That You Make The Right Choice When Buying Your Teenager’s First Car

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It can often be a pretty scary prospect when the time comes for your teenager to get behind the wheel of a car on their own for the first time. Sure, they’ve passed their test, and you know that you can trust them, but that doesn’t make it any less nerve-wracking. This is especially true when you’re trying to find the perfect first car for them. After all, you want something reliable and safe, but you don’t want to end up paying out the nose for something when they don’t have that much experience out on the road. Finding the right car for your teenager isn’t always easy, but if you follow these simple pieces of advice, you can be sure that you make the right choice.

Don’t overspend

It can be pretty tempting for a lot of parents to get the best car for their teenager so that they can be sure that they’re as safe and secure as possible. This is an understandable perspective, but the reality is that the chances of your child getting in an accident on the road are never higher than in the first year or so. Because of this, it’s far better to go for a cheaper car that they can get into little bumps and scrapes without it being a total disaster. Similarly, newer and more valuable cars often have much higher insurance rates. No matter what kind of car you do choose, make sure to check out sites like cheapautoinsurance.co.uk to get the best deal on your child’s insurance policy. Over time their premiums will decrease, but it’s a good idea to get the best possible deal right at the start.   

Less is more

For a lot of teenagers, the desire for a powerful first car is pretty strong. After all, they want to make the most of their new found freedom as well as the status that having their own car affords them. Of course, most of us know all too well just how dangerous that kind of attitude can be when a young person is behind the wheel of a powerful car. Sticking with vehicles that have smaller engines is a much better idea because it takes away a great deal of that temptation from your teenager so that they are able to stay safe on the road. It also lowers things like insurance premiums and tax on the car so that you’re able to avoid paying more than you need to. After all, the first year of driving is not the time when someone needs a big powerful engine under to bonnet of their car.

When it comes down to it, the most important thing that you can do when buying your teenager their first car is to trust them. It’s never easy to give them the independence that they need, but there comes a time in every parent’s life when they have to let go and let their kids get out into the world on their own. At least you can rest easy knowing that the car that they’re driving is as well suited to them as possible.

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Beyond The Price Tag: Working Out The True Cost Of Your Car Purchase

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Buying a car is a huge decision, not least on a financial front, which is why every driver should be committed to getting it right. While finding a suitable vehicle that won’t break the bank is one thing, the choice of model is only one factor for making a smart decision.

If you can haggle on the price, that’s great. However, there are many contributing factors to the overall cost of car ownership, and you must take them all into account. Here are five of the most crucial elements.

Repayment charges. Most people aren’t in a position to pay for their car outright. Therefore, the price you see isn’t always the price you’ll pay overall. Learn to understand repayment at auto.loan, and you’ll be in a far stronger position to make your choice. If you’re upgrading from an older car, you must also factor in the part-ex price. After all, that asset could go a long way to reducing the financial strain.

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Running costs. Boasting a beast with a big engine might provide an initial sense of excitement, but it could also result in greater gas consumption. On a similar note, overly big and weighty vehicle will cost more to run than smaller ones. Given that there are now dozens of brilliant superminis and other modest sized vehicles on the market, you’d be a fool to go unnecessarily large. Keep it as small as your lifestyle allows, and the long-term costs will fall.

Replacement parts. All cars need a little TLC from time to time. Opting for a standard manufacturer like Ford will ensure that new parts and repair jobs are far cheaper. When opting for an old car, you also need to think about the tech upgrades that may make driving safer. With this in mind, opting for a car that’s 20 years old could be counterproductive. As long as you consider the long-term needs as well as the immediate budget limitations, you should be just fine.

Insurance cost. After the purchase itself, the biggest cost is likely to revolve around insurance.  Regardless of the vehicle, you should always search for the best coverage and package. This is easier than ever thanks to online price comparison websites like thezebra.com. Conversely, overlooking the need to consider insurance could see you taking on a far greater expense than you imagined. Tax and other additional costs should be factored in too, but insurance is king.

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Resale price. For most drivers, it’ll only be a few years before a newer car is wanted. Depreciation rates can be rapid, which is why you should look for cars that hold value. Of course, this won’t be the top item on your agenda, but it is something worth considering. After all, making a smart decision now will put you in a stronger position when it comes to upgrading. The knock-on effect could have a telling impact for the rest of your life.

So, as you can see, the cost of car isn’t all about the price displayed in the showroom. Cover all the bases, and you’ll become a far happier owner.