Swerving the Scrapyard: How To Make Expensive Repairs Cheaper

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Being faced with expensive car repairs can cause some people to immediately turn to the scrapyard as the only solution. However, if you’re savvy enough, you can take action to lower costs – even if your insurance company is refusing to pay out. This could prevent you parting with your vehicle, giving you the option to sell and possibly save more money in the long run. Here are just a few ways you can cut costs.   

Shop around for individual repairs

Don’t just accept one garage’s estimate – shop around for multiple prices. In some cases, you may even be able to get individual pieces of work done cheaply at different garages. Prices vary particularly on spare parts. That said, you should always make sure you’re buying from an honest merchant, or paying for a qualified mechanic. Backstreet dealers and repairmen may charge a fraction of the price but may do a botch job and might not offer guarantees. Always research into reputation by checking for affiliation with trade bodies and reading online reviews.

Make a legal claim

If an insurance company isn’t paying up, there may be certain legal actions that you can take to settle the score. Insurance lawyers may be able to deal with your insurance provider. Alternatively you may be able to earn money through an injury claim or through negligence, a useful way of earning money for protecting your no claims bonus. There are various car accident attorneys that you can choose from, an even lawyers that deal with specific cases such as truck accidents (check out David & Philpot, P.L. as an example). Accidents as a result of faulty traffic lights, unmarked objects in the road and poor road management may even be enough to make a legal negligence claim against a local council or landowner.

Get your own OBD reader and go DIY

If you know your way around the inside of a bonnet or know someone with mechanical knowledge, getting your own OBD reader and tackling your mechanical problems yourself could be the way to go. OBD readers allow you to do your own vehicle diagnostics and can be bought cheaply by buying a dongle and downloading an app for your smartphone. Whilst you may still need to pay for certain parts and tools, you’ll cut out a lot of the costs usually charged by a garage.

Don’t use a hire car

Whilst you may still need to get around whilst repairing your vehicle, hire cars can be expensive. Some insurance companies can provide them for free or at a discount, but if your insurance company is refusing your claim, this won’t be much help. Try cycling in the meantime or using public transport. Alternatively, a friend or family member may be able to provide lifts in the meantime (if you have to travel to work, see if there is a colleague that could take you. You can thank them by paying for fuel!). This will only be a temporary solution and could dramatically cut down costs.

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