A Guide To Claiming Compensation – Your Questions Answered

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Driving is great until you have an accident. And, you will have an accident at some point in your life. The previous statement isn’t meant to scare you, but it is meant to make you aware of the dangers. Sometimes, they are unavoidable, no matter how much tech you have behind the wheel or how well you drive. After all, you are at the mercy of the other drivers on the road.

Still, just because you might have an accident in the future doesn’t mean you can’t react. You can do your best to try and avoid it with help from http://www.edmunds.com. And, you can claim compensation if that doesn’t work. Compensation isn’t a nasty, manipulative way to make money – it is a legitimate way to get what you are owed. Because it is complicated, here are the most commonly asked questions and their answers.

What Should I Do After A Car Crash?

The first thing you need to do is make sure you are any passengers are safe. That involves getting out of the car if necessary and moving a safe distance away. If you aren’t fine or feel drowsy, you need to call the emergency services. You also, legally, need to call the police and notify them of the incident. With regards to compensation, take down as many of the driver’s details as possible. Get their insurance and car details, address, and contact number. Also, take pictures of both cars for photographic evidence. Claims are often determined by photos as they are proof you are telling the truth.  

Do I Need To See A Doctor?

Yes, you need a doctor’s note that states you have injuries that occurred as a result of the crash. Doctors are reputable people in society, and their word goes a long way. If they say you are injured, you are injured. A court won’t dispute the fact unless they have evidence to the contrary. Book an appointment to see a medical professional straight away after the accident. For one thing, you don’t know if you are fine until you get their professional opinion. Secondly, you can’t ask for a note without seeing them first for an examination.

What About A Lawyer?

Yes, a lawyer is just as important as a doctor. If you take a look at https://www.heardrobinsnewmexico.com/practice-areas/car-accidents, you will understand. Claiming for compensation isn’t an easy or simple task. There are lots of hearings and motions that you have to file. You also need to build a case to show that your injuries are a result of the other driver’s negligence. Without any expert knowledge or previous experience, it is an almost impossible task. Lawyers, on the other hand, have everything you need to win your case. Okay, the cost might be steep. But, the money is worth paying as it is the only way you will come out on top.

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Is ‘No Win No Fee’ An Option?

One hundred percent. In fact, a lawyer with a ‘no win no fee’ is the best option for a claimant. Personal injury lawyers will charge a lot of money for their services, even if you lose. For some, that is too much money to bear. There are even claimants that can’t make a claim because they can’t afford the fees in the first place. ‘No win no fee’ makes it possible to make a claim without having to worry about the cost. When you do pay, the money will come out of your compensation, and you won’t lose anything. It is important that you strike a deal on the fee before you go to court. You don’t want them taking fifty percent for their services.

Does My Insurance Policy Affect My Claim?

It depends on the situation. The most basic cover is third party insurance. Third party insurance only covers damage to another person or their vehicle. It doesn’t cover your vehicle or any personal injuries if the accident was your fault. Any accident that wasn’t your fault is covered by the policy, but only for personal injuries. You still can’t claim repairs to the car or vehicle. The majority of other policies will cover you in the event of a crash. Still, you need to check your policy and speak to your provider. It may be that you don’t have the cover that you think you have, and you need to make a change. It is better to do it now before you have an accident.

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Can I Claim If It was My Fault?

No, if an accident is your fault, you aren’t able to claim for compensation. The logic is self-explanatory – you were to blame, so why should you get compensation? You are, however, liable for injuries you cause to other drivers or pedestrians. They can take you to court if they have injuries that occurred because of the crash. That is why it is very important to understand your insurance policy. After all, you don’t want to be the one picking up the check if you are guilty.

How Do I Know Who Was To Blame?

There are certain incidents that are easy to apportion blame. For instance, anyone that crashes into the back of your vehicle is to blame. It doesn’t matter if you stopped suddenly or not – they should be prepared for you to stop. Other incidents are hard to analyze, which is why you need to avoid admitting blame. The scene of an accident is no place to confess your guilt. Plus, you aren’t an expert in car crashes. The best thing to do is to gather evidence and let the police decide. Thanks to CCTV and forensics, they will be able to come to an informed conclusion. Once you have their opinion, you know who was to blame.

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Business concept-Why me?

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How Much Can I Claim?

That depends on the incident. To be honest, it is very difficult to codify, and there is no point trying to figure out beforehand. Your best option is to talk to you lawyer to see if you have a case.

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